Home Buyers Plan

Home Buyers Plan

Home Buyer's Plan, RRSP, withdrawal, eligibility

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Eligibility for Home Buyers Plan

To participate in the HBP, you must meet both the HBP eligibility and RRSP withdrawal conditions.

On this page:

Do I meet the HBP eligibility conditions?

  • You must be considered a first-time home buyer.
  • You must have a written agreement to buy or build a qualifying home for yourself, for a related person with a disability, or to help a related person with a disability buy or build a qualifying home (obtaining a pre-approved mortgage does not satisfy this condition).

Home Buyers' Plan

The Home Buyers' Plan (HBP) is a program that allows you to withdraw up to $25,000 in a calendar year from your registered retirement savings plans (RRSPs) to buy or build a qualifying home for yourself or for a related person with a disability.

Notice on RC4135

The information on this page replaces the information in Guide RC4135, Home Buyers’ Plan, which has been eliminated.

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